LifeGiro unifies salary, investments, property, and pension in one live financial overview so you can decide with confidence.
No credit card · Cancel anytime · GDPR compliant
Sound familiar?
Your wealth lives in five different apps.
ETF portfolio here. Bank account there. Pension info somewhere in your inbox. Property value unclear. Contracts forgotten. That's not an overview – that's a feeling.
LifeGiro connects them all.
One login. One overview. Your entire net worth – at a glance.
What LifeGiro does
Not budgeting. Not advising. Just clarity.
Every feature is designed to answer a question you couldn't ask before.
Month by month: what actually remains.
Not gross salary. Not theoretical savings rate. The real picture: income, fixed expenses, free capital. LifeGiro calculates automatically.
Just ask. Get a real answer.
"What happens if I sell the flat?" – Lena knows your property values, portfolio, and pension entitlements and gives targeted answers for your situation.
What comes in. What goes out. What's left.
Cash flow from salary, rental income, and dividends – summarised in one number you understand every day.
Your portfolio as part of your plan.
How ETFs, stocks, and property fit into your total wealth – return, allocation, performance – without five browser tabs.
The silent leak in your finances.
Insurance, subscriptions, leasing – many pay hundreds for contracts they barely know. LifeGiro puts them all in one place, including cancellation deadlines.
Salary + side investments
For everyone who earns well – and builds wealth on the side.
Whether you invest €300 a month in an ETF or already own a rental flat: LifeGiro is the first place where all of it comes together.
How much net worth you actually have today
What share property, investments, and liquidity each make up
How your cash flow from salary, rent, and dividends combines
What happens when you change one position
Your net worth – today, not someday.
See at a glance how much wealth you actually have – not account by account, but summed, weighted, and understood.
What your employer owes you – and what you're not claiming.
Company pension contributions, tax-free benefits – most employees leave money on the table every month. LifeGiro shows what you're not yet using.
Planning for real life: pay rise, bonus, job change.
What actually remains? LifeGiro calculates it – not as a rule of thumb, but with your real numbers.
"I thought I earned well. Then LifeGiro showed me I was giving away €240 a month."
— Employee, Munich
No credit card. All features free for 14 days.
How it works
Set up in 15 minutes. Then it runs itself.
Why LifeGiro is different
Not a budget app. Not a robo-advisor. Not a dashboard for finance nerds.
There are budgeting apps. Portfolio trackers. Tax tools. LifeGiro is none of them – and yet all of them at once.
Not a household budget.
LifeGiro isn't for people who want to track every coffee. It's for people who want to keep their wealth in view – not optimise spending like a student.
Not a robo-advisor.
LifeGiro doesn't buy or sell anything for you. It gives you the foundation to make smart decisions yourself – or to go into advisor meetings fully informed.
One app. All assets.
Bank. Portfolio. Property. Pension. Contracts. LifeGiro doesn't think in silos – it thinks in your total wealth. That's the key difference.
AI that knows your numbers.
Not a generic AI with generic answers. Lena knows your property values, portfolio, and pension entitlements – and answers for your specific situation.
Common questions
What might still be holding you back.
Setup: 15 minutes. After that, LifeGiro runs itself. You connect your accounts, enter your assets once – and the app keeps everything current. No weekly catch-up. The app works, not you.
Excel can calculate. But Excel doesn't ask you: "Have you considered that your pension will be worth €800 less per month in 20 years?" Lena understands your situation – and gives you insights no spreadsheet delivers on its own. Besides: your Excel file doesn't know what's happening on the stock market. LifeGiro does.
The best time to get organised is before things get complicated. You don't need to be a millionaire to use LifeGiro. Those who understand early how their pension is structured and what their ETF plan means in 20 years make better decisions earlier.
LifeGiro reads your data. It doesn't move a single cent of it. The AI has no access to your accounts – it only reads the information you share to answer your questions. Your data is stored encrypted, never shared with third parties, and never used for advertising.
Pricing
No subscription risk. No fine print.
Free for getting started. Plus for higher AI usage and more storage.
Free forever
- Payslip decoder
- VL & company pension tracker
- Cash flow overview
- Expense tracker & budgets
- Contracts & insurance
- Investments & portfolio
- Property overview
- Lena AI assistant
- Privacy: GDPR compliant
LifeGiro Plus
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Clear wealth in 15 minutes.
No credit card. No detours.
14 days free · Cancel anytime · GDPR compliant